Understanding the student loan repayment process is a crucial part of borrowing.
All students are required to complete Exit Counseling when they withdraw, graduate, drop below half-time attendance, or transfer to another school. Exit Counseling covers many important loan topics and will answer the most commonly asked questions about the repayment process.
Loan Exit Counseling topics include:
Loan Repayment Calculator
How long will it take to pay off my student loan? Bankrate’s Student Loan Calculator can help students and their families find the answer. Use the calculator to estimate your monthly payments, the interest on your loan, and the benefits of making extra payments.
NYS Get on Your Feet Loan Forgiveness Program
This program provides up to 24 months of federal student loan debt relief to recent NYS college graduates who are participating in a federal income-driven repayment plan whose payments are generally capped at 10 percent of their discretionary income. Check to see if you're eligible!
Public Service Loan Forgiveness
If you work for the Public Service, you might have your loan forgiven after 120 full monthly payments! Check to see if you're eligible >>
Exit Counseling Guide for Federal Student Loan Borrowers - PDF
Access a listing of your outstanding federal loans and Pell Grant history
Please visit the National Student Loan Data System at https://nslds.ed.gov to retrieve your loan information.
For more comprehensive information about managing your student loans please visit the Federal Student Aid website.